Frequently Asked Questions

EquityDive generates comprehensive, AI-powered investment research reports on publicly traded U.S. companies. Enter any ticker symbol, and we pull data from multiple sources — SEC filings, financial APIs, earnings call transcripts, and more — to produce a detailed equity analysis covering business overview, financials, valuation, governance, risks, and competitive positioning. Each report takes about 2–3 minutes to generate.

Our reports synthesize data from SEC filings and reputable financial data providers. All quantitative data is sourced from official filings and financial databases — not generated by AI.

One credit equals one comprehensive report. Volume and payment method–based discounts are available. Create a free account to take advantage of your complimentary first report, then visit our Pricing page for full details on credit packages and discounts.

We accept card payments (Visa, Mastercard, Amex) through Stripe and Bitcoin payments (Lightning or on-chain) through BTCPay Server.

Financial data comes from the most recently filed SEC documents, typically the latest 10-K annual report. Earnings call transcripts reflect the most recent available quarter. Market data such as stock prices and peer comparisons are pulled at the time of report generation.

If a report fails to generate due to an unforeseen network issue, no credits will be deducted from your account. In the event a report generates successfully but a local connectivity issue prevents delivery, the completed report will be available in your History tab. Because reports are generated on demand using paid data and computing resources, we are unable to offer refunds for completed reports. If you experience any issues, reach out to us at support@equitydive.ai — we’re committed to making things right.

Card payments are processed by Stripe — we never see or store your card details. Bitcoin payments are handled by BTCPay Server. We do not sell or share your personal information with third parties. See our Privacy Policy for full details.

We take accuracy seriously. EquityDive uses a proprietary architecture that separates fact from interpretation. All financials, valuations, ratios, and calculations in our reports are deterministic — driven entirely by code and sourced directly from official filings and financial databases. AI models are never asked to produce numbers or perform calculations. Where AI excels is in synthesizing qualitative insights — interpreting competitive dynamics, contextualizing risks, and highlighting implications of the data. This deliberate separation ensures that the quantitative backbone of every report is as reliable as its source data, while still giving you the benefit of AI-powered analysis where subjective judgment adds value.

EquityDive employs a proprietary engineering pipeline, but when it comes to the AI intelligence powering your report’s analysis, the choice is yours. We offer a curated selection of leading frontier models and are committed to making the latest options available as they release. You can set a default model preference in your account or generate reports on the same company using different models for an alternate perspective. Just as a stock covered by Wall Street analysts can receive widely differing ratings based on the same publicly available information, think of our model options as your own personal board of directors — each bringing a distinct analytical lens to the same data.